⚠️ IMPORTANT DISCLAIMER ⚠️

Last Updated: November 15, 2025

1. Not Investment Advice

Premium Property Intelligence is for informational and educational purposes only.

What We Are NOT:

• NOT a licensed investment advisor (we are not registered with SEC, FINRA, or any regulatory body)
• NOT a real estate broker or agent
• NOT a licensed appraiser or valuation expert
• NOT a financial planner or accountant
• NOT a legal advisor or attorney
• NOT a tax advisor or CPA

What We DO NOT Provide:

• Investment recommendations or advice
• Property purchase recommendations
• Buy/sell/hold decisions
• Guaranteed returns or outcomes
• Professional property appraisals
• Legal, tax, or financial advice
• Any assurance of profitability

You MUST consult with licensed professionals (real estate agents, attorneys, accountants, financial advisors) before making ANY investment decisions.

2. Data Accuracy & Reliability

2.1 Data Sources

We aggregate data from public sources including:

• Federal Reserve Economic Data (FRED)
• Orlando Regional REALTOR® Association (ORRA)
• Redfin and other MLS aggregators
• Public records and tax assessor data
• Third-party APIs and data providers
• User-generated inputs

2.2 Data Limitations

Important limitations of our data:

• May be outdated: Data can be hours, days, or weeks old
• May be incomplete: Missing critical information
• May be inaccurate: Errors in source data or calculations
• May be aggregated: Averaged or generalized data may not reflect specific properties
• May not include: Off-market transactions, private sales, distressed properties
• Subject to change: Market conditions change rapidly

YOU MUST INDEPENDENTLY VERIFY ALL DATA before making any decisions. Never rely solely on our platform.

3. Calculation Tools & Estimates

3.1 ARV (After Repair Value) Calculator

Our ARV calculations are ESTIMATES ONLY.

• Based on comparable sales data (which may be outdated or incomplete)
• Uses algorithms and assumptions (which may not reflect reality)
• Cannot account for unique property features or conditions
• Does NOT replace professional appraisal
• Actual ARV may be significantly higher or lower than our estimate

3.2 Rehab Cost Estimator

Renovation cost estimates are APPROXIMATIONS ONLY.

• Based on average contractor rates (your costs may differ significantly)
• Does NOT account for hidden damages or surprises
• Does NOT include permit fees, inspections, or delays
• Prices vary by season, contractor, and material availability
• Actual costs may be 30-50% higher (or more) than estimates

3.3 Flip Profit Analyzer

Profit projections are HYPOTHETICAL ONLY.

• Based on assumptions about purchase price, renovation costs, holding costs, and sale price
• Does NOT account for market changes, unexpected expenses, or delays
• Does NOT guarantee any profit
• You may LOSE MONEY on any flip, even if our tool shows potential profit

4. Distance & Amenity Data

Distance calculations and amenity data are for informational purposes only.

4.1 Distance Accuracy

• Distances are approximate and may not reflect actual travel time or conditions
• Based on straight-line or driving route calculations (not actual commutes)
• Does NOT account for traffic, road closures, or seasonal conditions
• May be based on outdated map data

4.2 Schools, Hospitals & Amenities

WE DO NOT ENDORSE, RATE, RECOMMEND, OR EVALUATE:

• Any schools (quality, safety, performance)
• Any hospitals or medical facilities (quality, ratings, services)
• Any transit systems (reliability, safety, frequency)
• Any neighborhoods or areas (safety, desirability, demographics)

Distance to an amenity does NOT indicate quality, safety, or suitability. Conduct your own research.

5. Investment Risk Disclosure

5.1 No Guarantees

We make NO guarantees about:

• Investment profitability
• Return on investment (ROI)
• Property appreciation
• Market conditions
• Sale prices or timelines
• Renovation outcomes

5.2 Past Performance

Past performance does NOT predict future results. Market statistics, historical data, and case studies do not guarantee similar outcomes for your investments.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW:

Premium Property Intelligence, its owners, officers, employees, contractors, and affiliates shall NOT BE LIABLE for:

• Any investment losses or financial damages of any kind
• Inaccurate, incomplete, or outdated data
• Calculation errors or tool malfunctions
• Decisions made based on our Service
• Property purchases, sales, renovations, or flips
• Failed investments or projects
• Contractor issues, cost overruns, or delays
• Market downturns or changing conditions
• Legal issues, liens, or property defects
• Lost profits, opportunity costs, or consequential damages
• Any damages exceeding the amount you paid us

YOU USE THIS SERVICE ENTIRELY AT YOUR OWN RISK. YOU ARE SOLELY RESPONSIBLE FOR ALL INVESTMENT DECISIONS AND OUTCOMES.

7. Professional Consultation Required

Before making ANY real estate investment decision, you MUST:

• Consult with a licensed real estate agent or broker
• Hire a professional property appraiser
• Conduct a professional property inspection
• Review with a real estate attorney
• Consult with a CPA or tax professional
• Speak with a financial advisor about your situation
• Obtain proper financing advice from lenders
• Verify all data independently from primary sources

8. Market Data & Statistics

Market statistics displayed on our platform:

• Represent historical averages (not predictive)
• May not reflect current conditions
• Are aggregated and generalized (not property-specific)
• Can vary significantly by neighborhood, property type, and timing
• Should NOT be used as sole basis for investment decisions

9. No Fiduciary Duty

We do NOT owe you any fiduciary duty. We are not acting in your best interest, and we have no obligation to maximize your returns or protect you from losses.

10. Jurisdiction & Licensing

Premium Property Intelligence:

• Is NOT a licensed entity in any jurisdiction
• Does NOT provide services requiring professional licensing
• Operates as a technology platform providing data tools only

11. Geographic Limitations

Our data focuses on Orlando, Florida. We do not guarantee:

• Coverage of all neighborhoods or property types
• Accuracy for specific micro-markets
• Applicability to other markets or regions

12. Changes to Service

We reserve the right to:

• Modify or discontinue any features at any time
• Change data sources or methodologies
• Update calculations or algorithms
• Remove or add content without notice

13. Contact Information

Questions about this Disclaimer?

Email: legal@premiumpropertyintelligence.com
Address: Orlando, FL

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